Refinance your home today

Stop overpaying on your home loan

Switch to a lower interest rate. Refinance today to cut repayments, save money and get a rate that works for you. One form, no obligation.

Cut your monthly repayments Matched with a specialist 100% free, no obligation
A couple standing proudly in front of their home
Talk it through with a real specialistNo pressure, just your options explained.
1 formto get matched 90 secto check eligibility $0cost to you
Why Homeownr

A smarter way to refinance your home

Staying loyal to your bank can cost you thousands. Answer a few quick questions and we'll connect you with a partner who may be able to help with your refinance if you're eligible. Free, fast, and with no obligation.

One form, one match

Apply once and we connect you with a partner who can help, instead of you ringing bank after bank.

100% free to you

Our matching service costs you nothing. $0, with no hidden fees, ever.

About 90 seconds

A few quick taps on your phone and you're matched. No long forms, no paperwork to get started.

No obligation

See your options with zero pressure. There's nothing to sign and you can walk away anytime.

Won't affect your credit score

Getting matched is just a few questions. It doesn't run a credit check, so your score stays untouched.

Any lender, any situation

Big four or non-bank, owner-occupier or investor, our partners cover a range of situations.

How it works

01

Tell us about your loan

A few quick taps: your property, your lender and your current rate.

02

We connect you

If you're eligible, your details go to a partner that may suit you.

03

They reach out

A specialist contacts you with your options. No obligation to proceed.

Why people refinance

Make your home loan work for you

Whatever the goal, refinancing puts your mortgage back on your terms. We'll match you with a specialist who can help.

Get a lower rateStop paying the loyalty tax on your old rate.
Cut your repaymentsFree up room in the budget every month.
Pay it off fasterKeep repayments the same at a lower rate.
Consolidate debtRoll cards and loans into one repayment.
Cash out equityPut the value in your home to work.
Better featuresOffset accounts, redraw and more flexibility.

Rates and savings depend on the lender you're matched with and your circumstances.

Joined by 10,000+ Aussies
Our track record
10,000+

Australians helped

We've helped over 10,000 Australians explore their options, using our matchmaking service to connect homeowners like you with partners who may be able to help.

256-bit secure No credit check to start 100% free & no obligation
Could you be matched?

See if you qualify

If these sound like you, it's worth taking the 90-second quiz. Our partners cover a range of situations and credit histories.

  • You own a home in Australia
  • You have a mortgage with any lender
  • You have a regular incomeEmployed, self-employed or retired, all welcome to apply.
A family relaxing in the living room of their home
Good to know

Your questions, answered

Is this service really free?
Yes. Using Homeownr to get matched with a refinance specialist costs you nothing; there are no fees and no catch (our partners pay us, you don't). Any new loan will have its own rate and fees, set by the lender you choose to proceed with.
Will this affect my credit score?
No. Answering the questions to get matched doesn't run a credit check, so it won't affect your credit score. A lender may later do their own checks once you choose to proceed with them.
How much could I save by refinancing?
It depends on your balance, your current rate and the rate you switch to. Even a small rate drop on an average mortgage can mean thousands of dollars over the life of the loan. A specialist will run your exact numbers.
How long does it take?
About 90 seconds. It's a few quick multiple-choice questions plus your contact details. No long forms or paperwork to get started.
Who will contact me?
A partner that may suit your needs, if you're eligible. Homeownr is an introduction and referral service. We're not a lender and we don't provide credit assistance or advice.
Is my information safe?
Yes. Your details are handled under the Privacy Act 1988 (Cth) in line with our Privacy Policy, and are only shared with the partner you're connected with.

Ready to stop overpaying?

Answer a few quick questions and get matched with a refinance specialist in about 90 seconds. Free, no obligation.